Abundant Loan Programs

Whether you’re purchasing or refinancing, we have the loan programs you need for a successful mortgage transaction.

Opportunities For Success

We offer every industry-standard mortgage program and a wide variety of niche programs for those out-of-the-box scenarios.

100s of programs: Our network of partners gives you access to hundreds of loan programs.

Low Rates: We offer mortgage rates below the national average, without junk fees.

Fast closings: Our unique loan process is built for speed, efficiency and exceptional service.

Experience Matters

Behind California Mortgage Finder is a 20+ year mortgage industry veteran with the knowledge and experience to find you the right mortgage. Loan Officer Kevin O’Connor is a top-rated loan officer who works directly with his clients from start to finish. Along with his partners, they can provide an unparalleled opportunity where you can lock in a low internet rate and still get exceptional service from someone with more than two decades of experience.

Our Core Loan Programs

Conventional Loan

Under the conventional loan umbrella, there are a multitude of solutions for both homeowners and homebuyers.

FHA Loan

FHA loans are perfect for first-time homebuyers or those with less-than-perfect credit. FHA also has an outstanding home renovation loan.

VA Loan

The VA loan program is for those currently serving or who have served our country and surviving spouses. VA loans have really low rates.

Jumbo Loan

Buying an expensive home? Then our Jumbo Loan program is for you: low rates and program flexibility.

USDA Loan

If you are buying or refinancing in rural California, this program is designed for you.

Bank Statement Loan

Do you have hard-to-prove income? That is not a problem; we have a solution.

Second Mortgage

An excellent mortgage opportunity for both homebuyers and homeowners.

California Mortgage Finder

We’re the ideal partner for your next mortgage transaction.

A Successful Partnership

Our top priority is a successful partnership with you. Our unique approach delivers the right mortgage in the least amount of time.

Listen First: Listening to you is instrumental in building a successful partnership.

Efficient Process: Our loan process is efficient and fast, and we can close in less than 30 days.

Low Rates: Our clients love our low mortgage rates, and we never charge junk fees.

Loan officer explaining her loan programs to clients

California Mortgage Finder Articles

Never stop learning.

First Time Homebuyers Look At House

Homebuyers

First Time Home Buyer

Buying a home for the first time can be overwhelming. However, as a California first-time homebuyer, you have access to resources that will make the…

Updated: May, 2025
Loan Officer Kevin O’Connor
Homes On A Street

Homeowners

The Right Time To Refinance

Refinancing your home can help you achieve your financial goals. These goals may include better monthly cash flow, home improvement projects that increase the home’s…

Updated: May, 2025
Loan Officer Kevin O’Connor
Homebuyer reviewing her checklist

Homebuyers

Homebuyer Checklist

Buying a home can seem daunting at first, but with our simplified homebuyer checklist, buying a home will be a bit easier. Our Homebuyer checklist…

Updated: May, 2025
Loan Officer Kevin O’Connor

Discover The Possibilities

At California Mortgage Finder, getting low rates for clients is a top priority. Apply today and work with a 20+ year mortgage industry veteran.