Homeowners

The Right Time To Refinance

The Right Time To Refinance

Refinancing your home can help you achieve your financial goals. These goals may include better monthly cash flow, home improvement projects that increase the home’s value, paying off your mortgage early, or saving more money for retirement. The right time

Should You Refinance Your Mortgage?

Should You Refinance Your Mortgage?

One of the most common questions I receive from homeowners is: Should I refinance my mortgage? Only you, the homeowner, can decide; however, my short step-by-step guide can help you answer this important question. There are only three steps needed

Ten Tips For Refinancing

Ten Tips For Refinancing

For many homeowners, there comes a time when a refinance is in order. For that reason, we’ve created our tips for refinancing a mortgage. There are many reasons why a homeowner may want to refinance. Whatever the case, it’s important

Refinance Requirements

Refinance Requirements

Moving forward with a refinance is a big step for most homeowners. A refinance might allow you to lower your mortgage rate, eliminate your PMI, or obtain cash-out for home improvements or debt consolidation. Learning what the refinance requirements are

Top Ten Refinancing Mistakes

Top Ten Refinancing Mistakes

Below is a list of the top ten refinancing mistakes made when a homeowner looks to refinance their current mortgage. The three most popular refinance loan programs in California are conventional, FHA, and jumbo fixed-rate mortgages. 1. Refinancing With Your

When Not To Refinance

When Not To Refinance

Refinancing your current mortgage doesn’t always make sense, and here are some guidelines for determining when not to refinance. We all want the lowest rate and payment possible, but sometimes, a refinance is not a good idea. It’s important to

Costs Associated With Refinancing

Costs Associated With Refinancing

The cost to refinance a mortgage in California will vary from application to application, but generally speaking, you should anticipate paying $2,900 to $4,900, depending on the size of the loan and the loan program. This is based on my

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