Refinance Calculator

The California Mortgage Finder Refinance Calculator can help you determine if refinancing your current mortgage makes sense.

We Make It Easy For Homeowners

Our Refinance Calculator has all the necessary fields to help you understand your refinance options. Simple yet powerful, it can save you time and money. One of California Mortgage Finder’s top priorities is making it easy for homeowners. Other mortgage websites give you just your principal and interest payment; however, that’s not the complete picture. The California Mortgage Finder Refinance Calculator gives you so much more, and you’ll be able to see what your estimated total mortgage payment might look like.

CMF Mortgage Calculator Disclosure

California Mortgage Finder’s calculators are for illustrative and informational purposes. They are not tax, investment, or financial advice. They do not provide quotes, and they are not a lending guarantee. Please consult with a licensed and qualified professional before making any decisions. If you want to explore the rates and costs of buying a home, please contact us directly to discuss.

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Refinancing And Things You Should Know

Here are some common questions and answers about refinancing.

How Do I Know If Refinancing My Mortgage Makes Sense?

First, refinancing your mortgage must offer a benefit, such as a lower rate, payment, or cash-out funds. If there is a benefit, you must determine whether it is enough to move forward with a refinance. For example, if you want a lower payment, is the decrease in payment enough? If you want to cash out to payoff debt, is the benefit you’re receiving enough to justify the refinance?

Do I Need To Have An Appraisal?

Maybe not. Sometimes we can get clients approved without having to do an appraisal. If you are doing a cash-out refinance, then you should expect to have to do an appraisal before closing.

I Want To Do A Cash-Out Refinance. How Much Cash can I get?

Use our Cash-Out Refinance Calculator to get a good idea of your cash-out maximum eligibility. Your equity, income, and credit score all impact the amount of cash-out funds you can receive post-closing. For detailed information contact us directly.

Can I Do A Cash-Out Refinance On A Rental Property?

Yes, it’s possible to get cash-out on a refinance property.

How Fast Can You Close My Refinance?

Some refinance transactions can close in as little as two to three weeks. The usual time frame is twenty-five to thirty days.

California Mortgage Finder Articles

Never stop learning.

Homes On A Street

Homeowners

The Right Time To Refinance

Refinancing your home can help you achieve your financial goals. These goals may include better monthly cash flow, home improvement projects that increase the home’s…

Updated: May, 2025
Loan Officer Kevin O’Connor
Woman thinking about when she should refinance

Homeowners

Should You Refinance Your Mortgage?

One of the most common questions I receive from homeowners is: Should I refinance my mortgage? Only you, the homeowner, can decide; however, my short…

Updated: May, 2025
Loan Officer Kevin O’Connor
Loan officer reviewing his notebook for tips

Homeowners

Ten Tips For Refinancing

For many homeowners, there comes a time when a refinance is in order. For that reason, we’ve created our tips for refinancing a mortgage. There…

Updated: May, 2025
Loan Officer Kevin O’Connor

Discover The Possibilities

At California Mortgage Finder, getting low rates for clients is a top priority. Apply today and work with a 20+ year mortgage industry veteran.