Affordability Calculator
The California Mortgage Finder Affordability Calculator can help you determine your financial capacity.
See How Much You Can Afford
The affordability calculator is probably our most popular tool with first-time homebuyers and homeowners who need a quick update on how much they can afford before purchasing a new home. Input your monthly income, debt payments, down payment amount, estimated interest rate, and loan term. It only takes a few seconds and is available whenever you need it.
CMF Mortgage Calculator Disclosure
California Mortgage Finder’s calculators are for illustrative and informational purposes. They are not tax, investment, or financial advice. They do not provide quotes, and they are not a lending guarantee. Please consult with a licensed and qualified professional before making any decisions. If you want to explore the rates and costs of buying a home, please contact us directly to discuss.
California Mortgage Finder
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Home Affordability And Things You Should Know
Is It Hard To Get Pre-Qualified For A Mortgage?
No! We can get you pre-qualified for a new mortgage within 24-48 hours, and sometimes same day.
Does It Cost Anything To Get Pre-Qualified?
There is no cost to you to get pre-qualified.
Can I Have A Co-Signer?
Yes, you can have a co-signer if you need one to qualify. It’s easy to do, and the co-signer usually does not need to be listed on the title (so they would be a non-occupying co-borrower).
Will You Help Me Figure Out How Much I Can Afford?
Absolutely. Via email or phone, we’ll discuss how much you can afford and figure out a comfortable amount so you can easily shop for a new home with ease.
Most Of My Income Is From Commissions. How Should I Figure That Out?
When reviewing your file, underwriting will use a two-year history plus your current year. If you want to be a bit more conservative, use the lowest amount of your most recent two years or a three-year average.
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