Nationwide Multistate Licensing System
The Nationwide Multistate Licensing System, or NMLS, was created as the official and legal records system for non-depository, financial services licensing or registration in specific state agencies. Non-depository institutions are pension funds, mutual funds, finance companies, and insurance companies. States
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Top Five Benefits Of An FHA Mortgage
Whether buying a home or refinancing a current home loan, an FHA mortgage is one option you should consider. Why? There are significant benefits associated with an FHA mortgage, especially if your loan amount meets the FHA loan limit guidelines.
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FHA Refinance Process
How do I refinance my FHA mortgage is one of the most common questions we hear from clients and potential loan applicants. Refinancing an FHA home loan is a quick and easy step-by-step process that can usually be completed in
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Ten Ways To Save For Down Payment
With all the expenses people have each month, setting aside money so that you have a down payment for a house may seem almost impossible. There’s rent, a car loan payment, maybe a gym membership, dinners out, and more. However,
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Temporary Buydown Mortgage
A temporary buydown mortgage is a program that allows for a short-term interest rate reduction for a specified period. The short-term reduction comes with a cost paid by the homebuyer or the property seller to the lender. A temporary buydown
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How To Get A Mortgage Pre-Approval
Every month, Californians across the state begin their homebuying search. Some start online, and others reach out to a local realtor. However, the very first step should be a mortgage pre-approval. Below, I’ll cover what a mortgage pre-approval is, the
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Buying A Home With Bad Credit
Buying a home with bad credit isn’t as hard as it seems. Many assume you need ‘perfect credit’ to qualify, but you don’t. Yes, good credit helps you get better terms and lower rates, but bad credit doesn’t mean you
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How Much Does It Cost to Refinance a Mortgage?
One of the most common questions homeowners ask is: How much does it cost to refinance a mortgage? The answer depends on several factors, including the loan amount, property type, lender fees, whether discount points are paid, and whether the
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Housing And Urban Development
If you’re starting out on your search for a home, you should know what The Department of Housing and Urban Development is. Also known as HUD, this government agency can save you thousands of dollars if you fit certain criteria.
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