Fannie Mae Loans
Do you own a home, or are you planning on buying one? If so, chances are you’ve heard about Fannie Mae home loans. Fannie Mae is one of the most prominent players in the home loan marketplace. In 2022, Fannie
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California Department Of Real Estate
The California Department of Real Estate, or the California DRE, provides real estate licensing to real estate agents in the state of California. Additionally, the California DRE regulates real estate law and licensees in the state. Are you a California
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Top Ten Mistakes When Buying A Home
Here is a list of the top ten mistakes made when buying a home. 1. Looking for a home without being pre-approved Pre-approval and pre-qualification are two different things. During the pre-qualification process, a loan officer asks you a few
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Raise Your Credit Score Fast
There are three ways you can raise your credit score fast to get a lower mortgage rate. The first two ways aim to address consumers who might not have traditional credit (e.g., credit cards, car loans, etc.) to show their
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Key Mortgage Terms You Should Know
Loan Application, Debt-To-Income ratio (DTI), and Closing Disclosure are some of the key mortgage terms homebuyers and homeowners should know. Whether a purchase or refinance transaction, it’s essential to understand the key mortgage terms used during the loan process. A
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Traditional Vs. Non-Traditional Credit
Lenders will consider two broad types of credit history when underwriting a new mortgage application: traditional and non-traditional. Whether you are refinancing a current mortgage or purchasing a home, your mortgage lender will review your credit history. Most people know
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Top Ten Relocation Mistakes
Moving is difficult enough when things go smoothly. Here are our top ten relocation mistakes. Relocating to a new city or state can be a little scary. Relocation can be easier if you follow some simple steps. But as everyone
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Down Payment Gift
Buying a home is the “American Dream.” With home prices seemingly going up yearly, the biggest hurdle to buying a home is a sufficient down payment. From the first quarter of 2013 to the first quarter of 2025, the average
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Direct Lender Vs. Mortgage Broker
Choosing the right mortgage company to work with is an important step in the mortgage process. Direct Lenders and Mortgage Brokers provide a valuable service, and both provide benefits to the consumer. Understanding what to look for and asking the
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Top Ten Refinancing Mistakes
Below is a list of the top ten refinancing mistakes made when a homeowner looks to refinance their current mortgage. The three most popular refinance loan programs in California are conventional, FHA, and jumbo fixed-rate mortgages. 1. Refinancing With Your
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